I'd really like to be able for custom stories to do sex scenes with partial clothes (IE, Katherine in her skirt) - something like a texture with panties bunched to the side, that would be used during intimacy scenes if underwear was on?

Could someone who has the technical skill help with this idea? I'd really like to be able for custom stories to do sex scenes with partial clothes (IE, Katherine in her skirt) - Does anyone know if there is a way to make a texture with panties bunched to the side, that would be used during intimacy ...